We have scalable systems, processes and people to handle all sizes of life insurance inquiries, underwriting, application and policy placements. We can efficiently handle $50 per month term policies as well as 50-million-dollar premium finance arrangements.
We can do business entirely online and over the phone using electronic documents and signatures.
We apply the latest AI and Big Data tools to the underwriting, quoting and policy selection process, managing your expectations at every step while getting you the best result.
Nothing takes the place of a conscientious, caring expert life insurance guy committed to providing you with the best options and overall solution possible.
Should I try to lose weight before I apply for insurance? Short answer is YES, you want to fit into the carrier’s build chart. If your build (height and weight) is more than their guidelines, you will pay more for the life insurance.
Will You Be Required to Take a Medical Exam to Get Life Insurance? Traditionally, you would be expected to undergo a medical exam as part of the life insurance application process.
What is best way to get a lower rate on life insurance? Should I get a quote from two agents? Most people think they must get quotes from multiple sources to get the best deal on life insurance.
What is a return of premium? Is it a good deal? On the most basic level it's somewhat of a gimmick. But some people like gimmicks and this one can be attractive in the right circumstances.
Life Insurance Contestability Period Suicide Exclusion What happens if you buy a life insurance policy and you die within the first two years?